Dear Friendly Car Insurance Company:
Recently, you sent me a thing-a-ma-jiggy to install in my car that would track my driving habits and potentially qualify me for a reduced insurance rate on my car.
Before you render judgment based on the feedback you receive from this gizmo, I feel that I should be allowed a chance to explain what you are probably seeing on my report.
First of all, you will notice a nine-hour period of driving on a recent Friday that contains numerous hard stops and sudden accelerations. I would like to point out that my oldest daughter is learning to drive, and given the size of my engine and excellent working condition of my brakes, that day when I let her drive all the way to Bend really shouldn't be counted against me. The times when the vehicle exceeded 90 miles an hour were her well meant passing trials, during which I may or may not have been unconscious in paralyzing fear. I feel the wear and tear to my tires and the amount of rubber we left at the launch of every stop we made is more than enough to pay for her driving education, and my insurance rates shouldn't reflect this learning experience.
Also, regarding the recent Tuesday morning when I am sure you noticed a particularly sudden stop, it was only because I had missed the turn to the closest Dutch Bros, and even you would have to admit that locking them up was a better option than an illegal u-turn at a busy intersection.
In the driving hours clocked after 2 AM, I would like to submit for your consideration that while many people drive at this time inebriated, or at least suffering from sleep deprivation, my own road hours were clocked in an attempt to avoid driving with a car full of awake children. This is a specialized tactic in travel safety, reducing in-vehicle distractions and avoiding the well known swerve-while-swatting-blindly into the backseat to separate fighting kids that is a continuous daytime driving hazard.
Please also remember that while traveling 12,000 miles in a month and a half might seem excessive on an average scale, I live in a very remote location, requiring a lengthy commute to groceries, irish dance lessons, doctors visits, family weddings, various sporting events, counseling sessions and of course beer runs. I would like it noted to my record that I have maintained religiously, the three thousand mile oil change regimen at a variety of northwest Oil Can Henry locations, since I don't have to get out of my car and they give me a free newspaper and pretend to like me (shout out to Carlos in Walla Walla!)
In regards to the Saturday before last, my sister drove my car, and I don't feel that I should be held responsible for her poor driving choices, lack of seatbelt wearing, or the cookies she spun in the walmart parking lot.
Finally, I know that on Friday of last week you will see another series of fast takeoffs and urgent stops, as well as that one time when I drove for about 6 miles with my emergency brake on. In this situation I had visited British Columbia and was confused by all of the road signs which are posted in Canadian.
I appreciate the time and consideration that I am sure you will give my appeal, and the adjustments you make to my policy accordingly. I know that you appreciate fastidious clients like myself who are also good communicators.
Sincerely,
Liv
